Regulatory info, Privacy Policy, Legal Notices etc.

Regulatory Information, Privacy Policy, Legal Notices etc.

1. General
1.1. Marlow Braide Solicitors Limited (the ‘Firm’) is a Limited Company registered in England and Wales with registered
number: )7442809. The Firm’s registered office is: 103 Castle Street, Edgeley, Stockport SK3 9AR.

2. Terms of Website Use
2.1. These terms and conditions (the ‘Terms) set out below will govern your use of this website which can be found at
www.marlowbraide.co.uk (the ‘Website’).

2.2. References on the Website to ‘Marlow Braide Solicitors Limited’, ‘Marlow Braide Solicitors’, ‘the Firm’, ‘we’, ‘us’ or 1
our 1 mean the Firm. The term ‘Partner’ in relation to the Firm refers to a Director of the Firm.

2.3. The legal information on the Website is to provide users with the Terms upon which they use the Website and to make
accessible certain other legal and regulatory information which it is best practice to place in the public domain where it
can be easily accessed by clients and other interested third parties. The legal information on the Website should, for
clients of the Firm, be read in association with our client care letter and terms of business (the ‘Client Care Documents’)
and other documents referred to in the Client Care Documents (such as the conditional fee agreement). The Client Care
Documents shall take precedence over any legal notice on the Website in the event that they differ from one another.

2.4. The Website is owned and operated by the Firm. Use of the Website is governed by the following Terms which were last
reviewed in April 2019. The Firm reserves the right, at its discretion, to make changes to any part of the Website or the
Terms. Should the Terms be amended, the Firm will not notify you and it is your responsibility to check the Terms every
time you use the Website.

2.5. We reserve the right to alter, suspend or discontinue any part of the Website or the services provided through it,
including your access to it. Whilst we make every effort to ensure that the information contained within the Website is
correct, visitors should be aware that the information may have become out of date and we give no warranty or make
any representation regarding the fitness for purpose, continued availability, quality, accuracy or completeness of the
content of the Website. Accordingly, the materials on the Website do not give specific legal advice and should not be
relied on as doing so. In particular, you should be aware that laws and regulations might be different outside England.
Your use of the Website does not create a contractual or solicitor-client relationship between you and the Firm. We
recommend you contact the advisers who are named in the Website for advice about particular matters. The Firm
excludes all liability for any kind of loss or damage that may result to you or a third party in connection with the use,
inability to use, or the results of use of the Website.

2.6. Website visitors are permitted to read the contents and to download and store on a temporary basis any of the contents
of the Website provided this is for their own personal or non-commercial use. Apart from content specifically made
available for download, such as court forms and publications, you may not permanently copy, store or redistribute the
contents of the Website in any way. Where we make content available for downloading this is only for your personal
use1 or for circulation within your business and is not for commercial re-use. You may not set up links from your own
websites to the Website without our prior written consent.

2.7. Any links to other websites from the Website are provided for convenience only and the Firm accepts no responsibility
or liability in connection with your use or reliance on the content of any linked website. The inclusion of any link does
not imply endorsement by the Firm of any linked website or its provider. If you choose to use a hypertext link contained
within this website, then you may leave our website. Once you have left our website, whether or not you have realised
that you have left, we are no longer responsible in any way for the material on the other website that you enter. In
addition, hypertext links are included in order to provide further information and are not intended to signify that we
endorse or approve of such website and/or its content. We exclude to the full extent permitted by law all liability that
may arise in connection with or as a result of such external website material causing any damage, cost, injury or financial
loss of any kind.
Regulatory Information, Privacy Policy, Legal Notices etc.

2.8. For further information on the use of materials from the Website, or if you experience any problems with the Website,
please contact us by sending an email to info@marlowbraide.co.uk

3. Copyright and Intellectual Property

3.1. Copyright and other intellectual property rights in the content of the Website, including any of the Firm’s marks, logos
and brands, belongs to the Firm or its licensors (who have expressly licensed content to the Firm). All rights, save as
expressly granted, are reserved. If you are in doubt whether an item is copyright or a trade mark of the Firm, please
contact us for clarification.
4. Disclaimers Relating to Downloads

4.1. The Website may allow users to download certain documents which are also available directly from the original source
website and various other websites e.g. court forms.

4.2. To the extent permitted by law, the Firm excludes all liability in contract, tort (including negligence) breach of statutory
duty or otherwise for any costs, losses, claims, damages, expenses or proceedings (including special, incidental or
consequential loss or damage, loss of profits and wasted management time) incurred or suffered by you arising directly
or indirectly in connection with the use of the download facility and the content of any downloaded material including
any loss, damage or expense arising from, but not limited to1 any defect, error, imperfection, fault1 mistake or inaccuracy
or copyright with the downloads, their content or associated services or due to any unavailability of part or all of any
associated website or associated service.

4.3. The documents available for download are created exclusively by third parties and the Firm excludes all liability for any
illegality arising from error, omission, inaccuracy or copyright in such material and takes no responsibility for such
material. Any downloads are provided solely for your convenience and the Firm does not necessarily endorse the
material which can be downloaded and will have no liability to you in respect of the same.

4.4. Downloading documents from the Website should not be used as an alternative to legal advice from a qualified solicitor
and using any such documents does not create a solicitor-client relationship between you and the Firm. Any material
downloaded or otherwise obtained through the use of the Website is done at your own discretion and risk and that you
will be solely responsible for any damage to your computer system or loss of data that results from the download of any
such material.

4.5. The Firm cannot guarantee that downloading documents from the Website will be free from error and/or uninterrupted
and we shall not be liable for any damages including, but not limited to, indirect or consequential damages, damages for
loss of opportunity or chance, or any damages whatsoever arising from use or loss of use, data, or profits, whether in
contract, negligence or other tortious action, arising out of, or in connection with the download facility or any associated
website.

4.6. Whilst effort has been taken to ensure that any downloads are free from viruses, no warranties are given to that effect
and users are responsible for ensuring that they have installed adequate virus checking software. The Firm shall not be
liable for any viruses or any other computer code, files or programs designed to interrupt, restrict, destroy, limit the
functionality of or compromise the integrity of users’ computer hardware. All documents are downloaded at the user’s
own discretion and risk and the user shall be solely responsible for any damage to the user’s computer system or loss of
data that results from the download of any documents.

4.7. Nothing in the Terms serves to exclude or limit liability for death or personal injury arising from negligence or any liability
which is otherwise prohibited from being excluded by law.

5. Financial Services and Insurance Mediation

5.1. Marketing
Regulatory Information, Privacy Policy, Legal Notices etc.
5.1.1. Where the Website or any other of our promotional literature or materials refer to the provision of financial
services by the Firm (such as our ability to help clients arrange after the event legal expenses insurance or title
indemnity insurance), such references do not indicate and should not be understood as indicating that the Firm is
a person to whom the general prohibition does not apply. The general prohibition against providing financial
services which are regulated activities does apply to the Firm and its regulated principals and employees. The Firm
is not authorised by the Financial Conduct Authority nor is it exempt from authorisation under sections 38 – 39A
of the Financial Services and Markets Act 2000.
5.2. Insurance distribution activity
5.2.1. We are not authorised by the Financial Conduct Authority. However, we are included on the register maintained
by the Financial Conduct Authority so that we can carry on insurance distribution activity, which is broadly the
advising on, selling and administration of insurance contracts. This part of our business, including arrangements
for complaints or redress if something goes wrong, is regulated by the Solicitors Regulation Authority. The
register can be accessed via the Financial Conduct Authority website at www.fca.org.uk/firms/financial-servicesregister
5.3. Investment transactions
5.3.1. The Firm is not authorised under the Financial Services and Markets Act 2000 but we are able in certain
circumstances to offer a limited range of investment services to clients because we are regulated by the Solicitors
Regulation Authority. We can provide these investment services if they are an incidental part of the professional
services we have been engaged to provide. Nothing we say or do should be construed as an invitation or
inducement to engage in investment activities, nor as advice on the investment merits of acquiring or disposing of
particular investments.
6. Electronic Commerce (EC) Directive Regulations 2002 and Provision of Services Regulations 2009
6.1. The following information is provided by us to ensure our compliance with the above regulations:
6.1.1. The Firm is authorised and regulated by the Solicitors Regulation Authority (SRA Number: 553593) and as such is
bound by the SRA Handbook 2011 and associated professional rules, which can be viewed at www.sra.org.uk.
6.1.2. The Firm is registered for VAT with the registration number 10597 3509.
6.1.3. The Firm maintains qualifying Professional Indemnity Insurance, details of which can be provided on request.
6.1.4. The Firm is committed to providing an excellent service and operates an internal complaints procedure that can be
made available on request. We are also committed to cooperating fully with the Legal Ombudsman, contact details
of which can be found at www.legalombudsman.org.uk.
6.1.5. Furthermore, if you are a client and we have made a contract with you by electronic means you may be entitled to
use an EU online dispute resolution service to assist with any contractual dispute you may have with us. This service
can be found at http://ec.europa.eu/odr.

7. Severability
7.1. If the Terms or any part of them should be determined to be illegal, invalid or otherwise unenforceable under the laws
of any state or country in which the Terms are intended to be effective, then to the extent that they are so illegal, invalid
or unenforceable, they shall in that state or country be treated as severed and deleted from the Terms and the remaining
provisions contained within the Terms shall survive and remain in full force and effect and continue to be binding and
enforceable in that state or country.

8. Events Beyond our Control
Regulatory Information, Privacy Policy, Legal Notices etc.
8.1. The Firm will not be responsible for any breach of the Terms caused by circumstances beyond its reasonable control.

9. Governing Law
9.1. This legal notice and all issues regarding the Website are governed by English law. Access is granted on condition that
you accept all of the above and agree to the jurisdiction of the courts of England and Wales to settle matters in relation
to the Website.
10. Reports of Misuse
10.1. We take feedback very seriously and are constantly looking for ways to improve the Website. If you have any comments
or concerns regarding the information or the Website content generally, or would like to report any misuse of the
Website, please contact us by sending an email to info@marlowbraide.co.uk
11. Data Protection and the Firm’s Privacy Policy
11.1 The Firm takes data protection seriously and safeguarding the privacy of the Website visitors is important to us. This
privacy policy explains how we use any personal information we may collect when you visit the Website. It also explains our
use of cookies and tells you how to contact us if you have any queries about how we use your personal information. In using
the Website or by registering for any of the specific services we offer through it you are indicating that you understand and
accept that your personal information may be used by us in the manner described below. We are registered as a Data
Controller with the Information Commissioner (ICO) – registration number 22567274. The types of personal data that we
process are listed under our registration records. All information that we hold concerning you as an individual will be held
and processed by us strictly in accordance with the provisions of the Data Protection Regulations. You may raise any query
that you have with regard to your confidentiality, privacy and data protection with our Data Protection Officer at the address
noted above. You also have the right to lodge a complaint with the ICO in the event that you believe we have mishandled
your personal data. Please see the ICO’s website for details of their complaints handling process. https://ico.org.uk/for-thepublic/.
11.2 Information collected and how we use it:
11.2.1 When you access or sign up to any of the Firm’s services including newsletters, bulletins, competitions, webinars
etc., we may collect and process personal information such as your name, address, telephone number, email
address, IP address and other information relating to you.
11.2.2 We will store and use your personal information for purposes such as administering and maintaining our
relationship with you; providing services or information requested by you; providing you with further
information about our products and services; and for auditing usage of the Website. Your information will not
normally be disclosed to third parties except where that is necessary for fulfilment of our obligations to you or
we are obliged or permitted to do so by law.
11.3 Marketing
11.3.1 Occasionally we may contact you with information we think may be of interest to you such as details of events
or competitions hosted by the Firm. If you prefer not to receive such promotional material, please notify us by
sending an email to info@marlowbraide.co.uk. The Firm does not use any web intelligence software or collect
any personal data about users of the Website other than aggregated data which is used to help the Firm improve
the quality of the Website. No information about you is stored by us or transmitted by us overseas or to any
third party. Please note that when you make an enquiry with us either by email or telephone we may keep a
record of the information that is supplied. We will store this data securely on our system and in line with our
retention policy.
Regulatory Information, Privacy Policy, Legal Notices etc.
11.4 Security
11.4.1 The Firm has policies and technical measures in place to safeguard and protect your personal information against
unauthorised access, accidental loss, improper use and disclosure. However, the internet is not completely
secure and though we will do our best to protect your personal information the transmission of your data to us
is done so at your own risk.
11.5 How we use cookies
11.6 Cookies Policy
Like many other websites, our website uses cookies. One of the reasons we use cookies is to help us review how
customers use our site and the success of our marketing campaigns. This means we can make informed decisions about
improvements to the site and get a good understanding of the kind of content our customers like to access.
Cookies are small text files placed on your computer when you visit our site. While they allow us to see patterns in
customer behaviour, they do not allow us to identify you specifically.
When you visit our site, you will be briefly informed of what cookies are and how you can manage them. You will also be
made aware that if you continue to use the site you are agreeing to the use of cookies. If you choose to disable the
cookies, the majority of the site will work as normal. However without information on how people use our site, it is harder
for us to make improvements and tailor our service to your needs.

Regulatory Information, Privacy Policy, Legal Notices etc.
How To Delete Cookies

If you don’t want us to use cookies when you use our website, you can adjust your internet browser settings not to accept
cookies. Your web browser’s help function should tell you how to do this. Alternatively, you can find information about
how to do this for all the commonly used internet browsers on the website: http://www.aboutcookies.org/default.aspx.
This website will also explain how you can delete cookies which are already stored on your device. You will have been
asked to consent to our use of cookies when you first visited our website.
11.7 Your rights
11.7.1 You have a right of access to any personal information that the Firm may hold about you; to have any inaccurate
information about you corrected; and to request that we stop using your personal information for marketing
purposes. Access requests should be put in writing and addressed to the Data Protection Officer. We will comply
with your access rights without delay and within a month in any event. Providing you with access to the personal
data we hold about you is free of charge although we may charge or refuse a request if it is deemed to be
manifestly unfounded or excessive. If we refuse a request, we will tell you why and how you may complain about
our decision.
12 Email Policy
12.2 The views and opinions expressed in any email from the Firm are those of the author and are not necessarily endorsed
by the Firm.
12.3 All information contained in any message or attachments is intended solely for the addressee. It is confidential and
may also be legally privileged. If you have received this message in error, please send it back to us, and immediately
and permanently delete it. The unauthorised use, disclosure, copying or alteration of this message and/or any
attachment is strictly prohibited.
12.4 It is your responsibility to scan for viruses or otherwise check any email and any attachments. All email messages and
any attachments are scanned for viruses prior to leaving our network. However, the Firm does not guarantee the
security of any message or any attachments and will not be responsible for any damages arising as a result of any virus
being passed on or arising from any alteration of any message by a third party.
12.5 Please be aware that email accounts can be hacked by criminals. If you receive any notification of changes purporting
to come from us (particularly including bank details) please contact the person dealing with the matter directly by
reliable and established means, such as by telephoning the number on our website (not the number on any suspicious
Regulatory Information, Privacy Policy, Legal Notices etc.
Email you may receive). Our bank account details will not change – please inform us immediately if you are asked to
send money to an alternative account or if you are asked to make a payment directly to our bank account by Email. We
will not be liable for the transfer of any monies to a bogus account unless it occurred as a result of our negligence.
12.6 We may monitor emails sent to and from our network.
12.7 If you require verification of the content of any email message and/or attachment, or if you have any questions about
this policy or our usage of email, please contact us at our offices or by sending an email to info@marlowbraide.co.uk